mitalitita.com

Business Loans

Business Loans

Getting the right loan at the right time can change the pace of a business. The issue is that banks and NBFCs don’t just look at your need—they look at documents, credit score, repayment ability, and business stability.
We help you prepare, structure, and apply for loans in a way that improves your chances of approval.

You get complete support from choosing the right type of loan to handling paperwork, compliance, and lender coordination.


What We Offer

1. Working Capital Loans

Support for cash flow gaps, vendor payments, inventory, and day-to-day operations.

2. Term Loans

Funding for machinery, expansion, renovation, and long-term business growth.

3. MSME & Startup Loans

Assistance with Mudra, CGTMSE, Stand-Up India, SIDBI, and other government-backed schemes.

4. OD/CC Facility Setup

Preparation and documentation for overdraft and cash credit limits.

5. Project Report & CMA Data

Professionally drafted project reports, CMA data, financial projections, and ratios needed for loan evaluation.

6. Documentation & Eligibility Check

KYC, financial statements, GST, IT returns, bank statements, and compliance review before applying.

7. Lender Coordination

We handle queries, clarifications, and follow-ups with banks and NBFCs.

8. Post-Sanction Support

Loan agreement review, charge creation filing, and ROC/registry compliance.


Why Businesses Choose Us

  • Strong understanding of bank policies

  • Clean financial documentation

  • Better approval chances

  • Quick processing and guidance

  • Support for both small and large businesses

Frequently Asked Questions

Working capital, term loan, MSME loan, equipment finance, OD/CC limits, and government subsidy-linked loans.

Past financial statements, GST returns, ITR, bank statements, KYC, and business details. We prepare CMA and project reports too.

 

Yes. We guide on eligibility, documentation, and bank submission.

 

Usually 7–30 days depending on the lender and loan type.

 

Yes, through schemes like Mudra, Stand-Up India, and SIDBI, or based on projected income with collateral.